Brett: Yup, that sounds right. I think Paul is warning Timothy not to be influenced by those people. In John 13v35 Jesus says his disciples will be known by the love they have for each other. It is important that the people of God are not known for the things Paul is speaking of in 2 Timothy 3. But I don’t think that means Jesus is wanting us to avoid those people altogether. How would we fulfil the greatest command in Matthew 22 of loving God AND loving our neighbour if we were never around them? Be IN the world, but don’t let its influence take over.